Federal Council

The Federal Council some minimum commitment period shortened an instead of 3 years as described in the last week, has decided (GKV began) the public financing law on Friday, 12 11 2010. This also changes the choice rates include the Elimination of the 3-year limit for employees in addition to the change in the contribution rate in the statutory health insurance. This must be what kinds of choice fares exist and where this is clarified first. Legal basis is article 53 social security code V (SGB V). There it is: (1) the health insurance fund may in its statutes stipulate that members each can take a portion of the costs borne by the health insurance fund for a calendar year (deductible). The insurance company has to provide premium payments for these members. (2) the health insurance fund may in its statute for members, which for more than three months were insured, provide for a premium payment in the calendar year, if you and your insured with relatives in this calendar year pursuant to 10 services payable by Health insurance unused took.

(…) Rebates (3) who has health insurance to regulate rates are offered for insured persons who attend 73B, 73 c, 137f or section 140a special forms of care under section 63, , in its statutes. For this insured, the insurance company may provide a premium or surcharge reductions. (4) the health insurance fund may make provision in its statutes that members choose for themselves and their members insured with according to 10 tariffs for reimbursement. It can vary the amount of the reimbursement of costs and therefore provide special bonus payments made by the insured. 13 para 2 sentence 2 to 4 does not apply. (5) the health insurance fund may in its statutes regulate the costs for medicines of special therapy directions that are excluded according to 34 paragraph 1 sentence 1 of the supply, and therefore provide special bonus payments made by the insured.

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