Urban Bikes

An extra income is more important than the real estate prices are currently rather most sink and this leads to a sale at a loss. To make not the houses standing empty, these should be rented. The apartment is not completely paid off, you can wear off further the apartment by the extra income which bring in rental income. The apartment has already been paid in full, thus gained extra income for something new is use. Frequently patrick matthews has said that publicly. Who asks for a new financing for a House, for example at the Bank is also asked whether there is still an extra income through rental income. Who has every month an extra income by renting, also has a greater chance to more funding. If you have an extra income through rental income, should however always remember that this can sometimes fall away. The tenant of the apartment takes off and it penetrates a new tenant didn’t, only once dropped the extra income.

There is another important point in the extra income through rental income. If you’re unlucky and have a rental nomads in the apartment, quickly very high costs. Everyone who has an extra income by renting an apartment, should place always a part of the extra income on page. This protects you in case that are even higher repairs or a loss there is. In principle, one can say that the extra income through rental income is secure. Who just look at the tenant when renting and also a Schufa repeated information, hedges on each case. Unfortunately, you can see any people in the head and through the hedging is a smaller risk in any case.

Beware insurance changer: the provincial Rhineland offers numerous free benefits for motor insurance, partial or Super CDW only a few days remain car and motorcycle owners time to correct old errors until November 30, 2009: having used namely on the wrong or too expensive insurance. Who is a little more intensely engaged in this issue will quickly find that the provincial Rhineland in addition to a tailored insurance package to any policyholders also a plus additional free services are offered. Starting with the prescribed liability insurance covers the damage which the policyholder with their own vehicle adds to others. Here, the services of the Duesseldorf group are significantly better than the legally prescribed: 100 million euro to persons, damage to property and pecuniary losses. Up to 8 million euros of each damaged person.

Mallorca-police (additional coverage for car rental in Europe), even extended to a period by three months. Exemption from public demands for the Elimination of environmental damage. For hull and machinery insurance a change to the provincial Rhineland is worth several times as more tools are available: not only Marten bites, but animal bites of all kinds, and the consequential damages resulting are insured up to EUR 1,000. Full purchase price refund case of total loss of a new car within 18 months, in case of theft within 12 months. Factory installed parts of the vehicle (E.g. permanently fitted navigation systems) are unlimited insurance, as well as subsequent fixed installations up to a limit of the value of 10.000 euro.

“” Waiving the objection of gross negligence “accidents, i.e. the provincial Rhineland even takes over when the driver E.g. from carelessness passes a red light and even to damage. However, this does not apply under the influence of alcohol or drugs. Additional services such as free replacement vehicle if in the event the service network of the County with currently over 200 partner companies claim is taken. With the SuperKasko, the policyholder has an all-round carefree package. Partial and fully comprehensive, as well as a drive – letter are included in it. “Classic is the vehicle with a fully comprehensive insured against: vandalism self-inflicted accidents damage to the vehicle after the accident flight in addition offers the included car protection letter: help with breakdowns and accidents spare parts shipping and vehicle transport repatriation is trip reimbursement rounded off the car performance portfolio the provincial Rhineland with the newly developed module of PrivatSchutzPlus”. This service is free of charge for new as well as existing customers and included in the framework of the insurance of private car in the AutoPlus fare. It offers also a chief physician treatment at hospital in addition to the accommodation in single or double rooms. For more information see this site: Assurant Health. The customer is already privately insured receives a hospital daily allowance as an alternative. About the provincial Rhineland insurance the Provinzial Rheinland is one of the leading German insurance company and is market leader in its business area. Approximately 2,000 full-time employees engaged in the Duesseldorf headquarters and 2,500 insurance professionals in 700 offices and 46 savings active in insurance for approximately two million customers in the administrative districts of Dusseldorf, Cologne, Koblenz and Trier. With nearly 6 million insurance contracts, the provincial annually achieved premium income of over 2 billion euros. Contact person for press questions provincial Rhineland insurance corporate communications 40195 Dusseldorf spokesman Christoph Hartmann telephone 0211/978-2922 E-mail Web

Investors can look forward from February 2011 on more interest on the money and double interest savings. With the new month, the TARGOBANK day money and double interest savings with new interest will present itself. Because, as the Bank has already announced it will increase the rates at the above colection investment products to February 1, 2011 to 20 basis points. The double interest savings, the base interest rate on deposits, there is up to 50,000 euro increased to 0.75% per annum. Increased savings annually to at least 600 euros, doubled the interest rate to 1.50% interest per year. The double interest saving is attractive especially for investors, not completely get rid of the good old savings account, their savings but still know in good hands.

At a monthly savings rate of 50 euro, 1.50% interest rates already p.a. safe. The double interest savings account is managed simply and easily accessible from the local computer. So can follow customers always up to date and watch their money grow. More double interest saving the TARGOBANK there under… . Also, more interest there in the day money account.

Instead of 1.00% savers from February received 1.20% APY namely p.a. balance up to 50,000 euro. There is neither a minimum investment amount or account management fees, so you can unfold the interest free and enjoy all investors with a ungeschmalerten return. Also in terms of security, offers of the TARGOBANK convince fully. Through the membership of the Federal Association of German banks, the deposits of each customer are protected up to a height of 207 million euros. Who wants more intensively dealing with the subject of deposit insurance may be under… more detail inform. Christina Korpert

As the legal form affects power health insurance benefits there is a difference whether private health insurance as a corporation or LLC changed its name? The Internet portal for private krankenversicherung.de shows that the legal form of a health insurance company can certainly have influence on the insurance services offered. For the policyholder is the knowledge of the characteristics, bring the health insurance companies in the form of joint stock companies (AG), insurance associations, mutual (VVG) or in the form of an institution under public law with meaningful guidance on choosing the right provider. The decisive criteria, which are different the individual legal forms and pay attention to that, are the composition of the insurance community, the expected return and the number of insured persons. Due to its prominence in the market and the resulting large number of policyholders and rates, companies seem to be a safe alternative. For her entrepreneurial skill is prerequisite to the investors on board to be able to keep and are in the market. At the same time AGs of regulated are subject to and as a result less flexible in their decisions as, for example, insurance clubs reciprocity or health insurance in the form of a public law institution. Here, less is the profit maximization in the foreground, as rather the benefits for the individual. Because health insurance companies just in the form of VVGs can have a smaller customer base and more flexible Act, they provide the most special rates for their policyholders.

Some special models for smoking or for vegetarians are not uncommon. In the past, VVGs were so often pioneered schemes which sometime were later also adopted by other providers in the market.

Penalty for unpaid additional contributions has proven the financial situation of the health insurance companies in Germany in recent years as precarious. Revenues were always well below the annual expenditure, and thus incurred substantial deficits. These should be shared in the future by both employers and workers, therefore the statutory health insurance contribution rates increase again in January 2011. Still, the funds will require separate additional posts. The finance portal geld.de informs about the upcoming changes. Who still looking for the right insurance, can benefit, for example, by the Stiftung Warentest Product Finder. For those who expect more power from their insurance or are not satisfied with their current insurer, the database provides useful pointers for the search after a health insurance that fits to the individual situation.

Especially due to the new provisions for additional contributions and the increase of the contribution rate from January 1, 2011, it is worth to the various insurance companies to compare to find potential benefits. Special contributions may not more percentage are calculated as part of the changes. This means that eliminates the previous social compensation. So far, the monthly additional contributions could not exceed a percentage of income. Under the new rules, policyholders can expect only with a refund of the difference, the additional fee should be more than two percent of the income. Who the additional contribution not or only partially makes, must also reckon with a penalty of at least 30 euros. More information: presse.html GELD.de GmbH Lisa Neumann