Urban Bikes

From 2000 euro minimum investment in the nationwide unique, intelligent mobility concept of LeaseRad GmbH are now again possible. The Freiburger bicycle-leasing company LeaseRad GmbH grants more certificates with a total par value of 100,000 from October 2010. From a minimum of 2000 euros, investors here have the opportunity to invest, which has already been awarded with several high-profile awards for sustainability in the nationwide unique and smart mobility concept of Freiburg pioneer. LeaseRad offers bicycle fleets leasing with full service communities – in imitation of car leasing – in the B2B area businesses, organizations. The clientele are already including the city of Stuttgart, the UniCredit Group (formerly Hypo Vereinsbank), Munich, the Group of the Greens in the Bavarian Landtag and the Frankfurt construction and energy company ABG. The leasbaren bicycle fleets are tailored to independently and include also the antriebsunterstuzten Pedelecs and The latest generation electric bicycles. Participatory rights of LeaseRad not just ecologically invest in climate protection through intelligent mobility on two wheels, but also the health of cyclists employees”, so the note by company founder and Managing Director of the now eight-Member LeaseRad team, Ulrich preacher.

Participation in the form of profit participation certificates offer investors and the company numerous benefits and was a solution of of drag on the growth for LeaseRad”. You did very good experiences in the first awarding of the share in the fall of 2009 with this type of capital procurement. LeaseRad has grown ever since, for further growth in the fast-growing market of sustainable climate concepts we need still more room for manoeuvre. With the capital from profit participation certificates, considered by banks as equity is, can we do this with our seminal, absolutely innovative, ecological bicycle leasing concept”, as preacher. On the bicycle-leasing pioneer in the interview: the certificates are equipped with a basic interest rate of six percent and an excess profits to three percent. The duration is unlimited.

Penalty for unpaid additional contributions has proven the financial situation of the health insurance companies in Germany in recent years as precarious. Revenues were always well below the annual expenditure, and thus incurred substantial deficits. These should be shared in the future by both employers and workers, therefore the statutory health insurance contribution rates increase again in January 2011. Still, the funds will require separate additional posts. The finance portal geld.de informs about the upcoming changes. Who still looking for the right insurance, can benefit, for example, by the Stiftung Warentest Product Finder. For those who expect more power from their insurance or are not satisfied with their current insurer, the database provides useful pointers for the search after a health insurance that fits to the individual situation.

Especially due to the new provisions for additional contributions and the increase of the contribution rate from January 1, 2011, it is worth to the various insurance companies to compare to find potential benefits. Special contributions may not more percentage are calculated as part of the changes. This means that eliminates the previous social compensation. So far, the monthly additional contributions could not exceed a percentage of income. Under the new rules, policyholders can expect only with a refund of the difference, the additional fee should be more than two percent of the income. Who the additional contribution not or only partially makes, must also reckon with a penalty of at least 30 euros. More information: presse.html GELD.de GmbH Lisa Neumann